Risk and damage evaluation

Excluded · 9% taxable

Forensic Analysis

DZ requiredSubstance: HIGHAI-derived

ISIC 6621 covers loss adjustment and damage assessment. Under the UAE CT framework, activities ancillary to insurance (excluding Reinsurance) are categorized as Excluded Activities. Forensic audit will verify if the revenue is derived from regulated insurance-related services, which disqualifies the Free Zone Person from the 0% regime on that income stream.

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Legal Reference

Ministerial Decision No. 229 of 2025, Article 3, Clause 1(i)

Audit Red Flag

Misclassification of loss adjusting fees as 'Technical Consultancy' to bypass the insurance-related exclusion.

5 licensable activities under this classification

Claims Settlement ServicesExternal approval required

Health Insurance Claims ManagementExternal approval required

Insurance ActuariesExternal approval required

Insurance ConsultanciesExternal approval required

From AED 1,500 (Abu Dhabi)

Surveyors & Loss AdjustersExternal approval required

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