Reinsurance

Qualifying · 0% eligible

Forensic Analysis

DZ requiredSubstance: HIGHAI-derived

Reinsurance is classified as a Qualifying Activity for Free Zone Persons. Forensic scrutiny focuses on whether the entity maintains adequate substance (assets, employees, and operating expenditure) within the Free Zone and ensures that the income is not derived from 'Excluded Activities' such as banking or retail insurance.

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Legal Reference

Ministerial Decision No. 229 of 2025, Article 2; Cabinet Decision No. 100 of 2023

Audit Red Flag

Outsourcing Core Income Generating Activities (CIGA) such as risk assessment and underwriting to a mainland parent or third-party service provider without adequate local supervision.

2 licensable activities under this classification

Life ReinsuranceExternal approval required

ReinsuranceExternal approval required

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