Other credit granting

Mixed · depends on counterparty

Forensic Analysis

DZ requiredSubstance: HIGHAI-derived

While 'Financing and Leasing' is a Qualifying Activity, ISIC 6492 often encompasses consumer credit and mortgage lending. Under MD 229 of 2025, if the credit is granted to non-Free Zone Persons or natural persons, it is reclassified as non-qualifying income. Forensic focus is on the counterparty's legal status and the specific regulatory perimeter of the license held.

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Legal Reference

Ministerial Decision No. 229 of 2025, Article 2, Clause 1(g) read in conjunction with Article 3

Audit Red Flag

Income derived from 'Other credit granting' to natural persons (individuals) which constitutes an Excluded Activity, potentially breaching the de minimis threshold.

7 licensable activities under this classification

Agricultural FinanceExternal approval required

Crowdfunding Platform OperationExternal approval required

Financing OperationsExternal approval required

Granting of Consumer CreditExternal approval required

Industrial FinanceExternal approval required

Real Estate FinanceExternal approval required

Restricted License Finance servicesExternal approval required

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